Three Steps To Take After A Severe Hail Storm

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Hail storms can cause damage to your roof, which can lead to leaks if left unchecked. Even if you don't think your home has been damaged, it's a good idea to follow through with a few basic steps to ensure your roof and your home get the repairs needed after a severe storm. Here are a few things you can do after a hail storm.

Hiring A Roofing Contractor

Inspecting your roof can be dangerous, as you may slip or fall. This is particularly true if you have loose shingles or if the roofing surface is still wet. Instead, hire a roofing contractor who can inspect the roof for you. He or she can look for signs of roof hail damage and any potential areas that might cause a leak during the next rainstorm. Be sure to have the contractor take pictures of the damage, as they will come in handy should you need to file a claim with your insurance company.

Get A Repair Quote

Your roofing contractor can provide you with a quote for repairs, which can help you to determine whether or not you need to file a claim with your insurance company. If the cost of the repairs will be less than your deductible, you may want to skip the claim and just arrange for the repairs yourself. It is a good idea to get more than one quote so you can compare costs for the necessary repairs. Ask contractors for referrals from past customers to provide you with added peace of mind when you are selecting the right person for the job.

Secure Your Home

If you have excessive damage, such as shingles falling off of the roof or holes in the roof, you'll want to take steps to keep your family safe. You may choose to stay in a hotel while the repairs are completed, or you can take steps to temporarily cover up holes in the roof to prevent further damage. Talk to your contractor about the condition of your home and whether or not it is safe for your family to stay there before the repairs are complete. Should you need to stay in a hotel, be sure to keep the receipts, as you may be able to submit them to your insurance company for reimbursement when you file your claim.

You can also ask your insurance company about how to handle repairs after storm damage. Be sure to take swift action after the storm to ensure your roof gets the repairs it needs and to ensure you file your claim in time, as some companies do have time limits for filing claims.

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28 June 2017

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